NorCal Employee Handbook

The Company will not take adverse action against an employee for exercising their rights under the law. D. Questions Regarding Leave Employees who have any questions or concerns regarding this policy should contact their supervisor or their Human Resources representative.

Total Rewards

OUR PAY AND BENEFITS PHILOSOPHY

The Company is proud to provide you with an excellent total rewards package. We provide competitive base compensation, annual incentive bonuses, and various company-paid and voluntary benefit plans to attract and retain the highest caliber individuals for our team. The Company reviews a number of pay and benefit surveys annually, including those that cover employers in our geographic area and the broader industry. We use these surveys and other benchmarking data to determine our competitive wages and benefit plan offerings. A general overview of the most significant compensation and benefit programs the Company offers is provided below, but these are merely highlights. When you become eligible for our benefit plans, you will receive detailed descriptions of the benefits in which you may enroll. If you have questions about your pay or benefits, please see your supervisor or your human resources team.

MEDICAL COVERAGE

Medical coverage is an important part of your total rewards package. The Company provides two medical plans. Both allow you to proactively manage your health and choose from a broad network of providers. The Company strives to offer comprehensive plans at a reasonable cost. Employee contributory rates cover a small portion of the actual cost of coverage and vary from year to year based upon actual medical claims incurred by the plan. Benefits begin after an eligibility waiting period.

HEALTH SAVINGS ACCOUNTS

One of the Company’s medical plans comes with a Health Savings Account (HSA). The Company will contribute to this account, and you can too. These pre-tax funds can be used for eligible medical, dental, and vision expenses.